Pricing API

1. Introduction

Integrating Tenet's lending rates into your platform can be a strong value addition, enhancing user experience and increasing clicks. Our competitive lending rates are a cornerstone of our services, and showcasing them could provide your users with the information they need to make informed decisions.

Lending Rates Are Dynamic

It's essential to understand that Tenet's lending rates change regularly in response to various market factors. This means that our minimum and maximum APRs (Annual Percentage Rates), as well as the term lengths offered, can fluctuate over time.

To ensure accuracy and relevance, you need to fetch the latest rates from our API. This real-time integration allows you to present the most current and applicable lending rates to your users.

How to Fetch Current Rates

You can obtain the latest lending rates by making a GET request to our /pricing endpoint.

This endpoint will return all the data points you need to show a summary of Tenet's current lending rates, including minimum and maximum APRs, and the available term lengths.

Here's a quick example of how to make a GET request to the /pricing endpoint.

GET /pricing HTTP/1.1
Host: api.tenet.com
Authorization: Bearer YOUR_ACCESS_TOKEN

  const response = {
    pricing: {
      apr: {
        min: 0.61, // Lowest APR we offer.
        max: 0.94, // Highest APR we offer.
      },
      term: [36, 48, 60, 72], // Terms we offer.
      amount: {
        min: 12 * 1000 * 100, // Lowest amount we will finance.
        max: 95 * 1000 * 100, // Highest amount we will finance.
      },
    },
    criteria: {
      minFICO: 620, // Minimum FICO score we will finance.
    },
  };